Roadside Assistance is an optional coverage that you can add to your auto insurance policy or purchase separately. It offers help to drivers when their car breaks down or they experience car trouble while driving.
How does it work?
If you need to use your roadside assistance coverage, you typically call the number provided by your provider. They will then dispatch a service provider to your location to assist you with the issue. Some providers also offer mobile apps that allow you to request assistance directly from your smartphone.
What does roadside assistance insurance cover?
Depending on the provider and the plan you choose, roadside assistance coverage can include services such as:
- Towing: If your car cannot be fixed on the spot, it will be towed to a nearby repair shop or a location of your choice.
- Jump-start: If your battery dies, the service provider can jump-start your vehicle to get it running again.
- Flat tire assistance: They can help you change a flat tire with your spare or provide temporary tire repair.
- Fuel delivery: If you run out of gas, they will deliver a small amount of fuel to get you to the nearest gas station.
- Lockout service: If you lock yourself out of your vehicle, they can help you gain access.
Final thoughts
Some auto insurance companies include roadside assistance service as part of their policies, while others offer it as an optional add-on for an additional premium. You can also join automobile clubs that provide this service. Costs can vary depending on the provider, coverage options, and your location.
