Liability car insurance can provide protection if you are at fault in an accident. Let’s break it down further:
Coverage for damages to others
Liability car insurance is specifically designed to cover the costs associated with injuries or property damage to others if you are responsible for causing an accident. This coverage helps protect you financially by paying for the other party’s medical bills, vehicle repairs, and other related expenses resulting from the accident.
Legal protection
If the injured party decides to sue you for damages, liability insurance can also help cover your legal expenses and potential settlement costs up to the policy limits. This can provide you with additional protection and peace of mind in case a lawsuit arises from the accident.
Conclusion
liability car insurance can indeed protect you if you are at fault in an accident. It covers the costs of injuries and damages to others and can also assist with legal expenses if a lawsuit is filed. It’s important to review your policy and understand your coverage limits to ensure you have adequate protection.